If you’re ready to move Long-Term Care Financial Planning to the top of your “To-Do List”, or just find out if Long-Term Care Insurance is right for you, you’re in the right place!

I work with professionals and their families looking for custom-tailored Long-Term Care Protection Strategies and have been doing so for my entire financial services career, which began in 1997.

Not enough financial services professionals are having conversations with their clients about the need for long-term care planning — which is why I have been passionately committed to doing my part over all these years by becoming intensely educated, spreading the word through educating thousands of other financial services professionals, conducting hundreds of employee and association workshops, and patiently taking the time to assist clients one-on-one.

Hands-on experience, industry education, and working with clients and their families has given me an exceptional depth and breadth of knowledge about issues that can develop as we get older, and an understanding of the challenges families may face in providing care – physically, financially, and emotionally, when those issues impact health.

Helping families and individuals plan effectively and efficiently requires the expertise that can only be gained after many years of working with clients and designing Long-Term Care Insurance solutions.    Every client has their own unique situation, financial objectives, goals, preferences, and health history to be factored in while creating appropriate coverage options to be considered. My strong understanding of underwriting, policy designs, and claims experience, across the industry will be to your advantage. 

There are many options that can be used to mitigate the potentially catastrophic costs & effects that an extended need for care can leave in its wake.

Not all insurance planning options are appropriate for everyone. Let me help you with your Long-Term Care Insurance Solution.

Contact me if you have questions or would like to Get Started!
Karen Kurland

Professional Qualifications:
Master’s Degree (MBA Fellows), Business Admin.; Loyola College, Baltimore, MD (1988)
Bachelor’s Degree (BS), Management; Towson University, Towson, Maryland (1982)
Health & Life Insurance Licenses (1999 – current)
CLTC (Certification for Long-Term Care) (2004 – current)
LTCP (Long Term Care Professional designation, AHIP) (2008 – current)

I am an independent insurance agent licensed to sell insurance in MD, PA, VA, ME, NC, CO, CA #4002173.




Have you worked with me?
Please send a testimonial.


We were referred to Karen Kurland by our financial planner, who recommended we get long-term care insurance, and we are so thankful. Karen’s extensive knowledge of long-term care insurance and how it is a part of a complete retirement plan, allowed her to provide us with customized options. We really didn’t want to talk about long-term care, but she made it easy. We have since referred her to friends and family.