No one wants to buy flood insurance – until the flood happens!  Similarly, many people discover how important long term care insurance is when they receive a difficult diagnosis or have a health decline.

It’s very difficult all the way around when I talk to someone who could’ve easily qualified for a policy a year earlier, but they had a new health issue develop, and now their coverage options are limited. 

The best time to look into this coverage is when you are younger, and healthier — your premium rates will be lower, and you’ll have the most coverage options available from which to choose.  Find out today what your options are.

There’s no time like the present to lock in your health – and your insurability!